Terms of Service
Welcome to Insurix. These Terms of Service govern your use of our services, including our website, mobile applications, and related services. By accessing or using Insurix, you agree to comply with and be bound by these terms. If you do not agree with these terms, please do not use our services.
1. Acceptance of Terms
By creating an account, accessing, or using Insurix, you signify your acceptance of these Terms of Service and our Privacy Policy. If you do not agree to any of these terms, please refrain from using our services.
2. Modifications to Terms
Insurix reserves the right to change or modify these Terms of Service at any time. Any changes will be effective immediately upon posting. It is your responsibility to review these terms regularly. Your continued use of our services after any modifications indicates your acceptance of the revised terms.
3. Account Creation
To access certain features of our services, you may be required to create an account. In doing so, you agree to:
- Provide accurate, current, and complete information about yourself as prompted during the registration process.
- Maintain and promptly update your information to keep it accurate, current, and complete.
- Be responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Eligibility
You must be at least 18 years old to use our services. By agreeing to these terms, you represent and warrant that you are at least 18 years of age. If you are using our services on behalf of an organization or entity, you represent that you have the authority to bind such entity to these terms.
5. Services Provided
Insurix provides car insurance services including, but not limited to:
- Insurance policy quotes and comparisons.
- Policy management and renewals.
- Claims filing and tracking.
- Customer support and inquiries.
6. Fees and Payments
All fees for our services will be clearly outlined on the site. By using our services, you agree to pay any fees associated with your chosen insurance products in accordance with our payment terms. Payments may be processed by third-party service providers, and your financial information will be handled in accordance with our Privacy Policy.
7. Cancellation and Refunds
You may cancel your policy at any time. Cancellation requests should be submitted through your account or directly to our support team. Refund policies may vary based on your specific insurance product and state regulations. All refunds will be processed in accordance with applicable laws and company policy.
8. User Conduct
Your use of Insurix is subject to the following conduct guidelines:
- You agree not to use our services for any unlawful purpose or in a way that violates these terms.
- You agree not to disrupt or interfere with the security, integrity, or performance of our services.
- You agree not to attempt to gain unauthorized access to our services or any part thereof.
9. Intellectual Property
All content provided on Insurix, including text, graphics, logos, and software, is the property of Insurix or our content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.
10. Third-Party Services
Insurix may contain links to third-party websites or services that are not owned or controlled by us. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the terms and policies of any third-party services you access.
11. Limitation of Liability
To the fullest extent permitted by law, Insurix shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the services, including any loss of profits, data, or use, even if we have been advised of the possibility of such damages.
12. Indemnification
You agree to indemnify, defend, and hold harmless Insurix, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorney’s fees, arising out of or in any way connected to your use of our services or your violation of these Terms of Service.
13. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Insurix operates, without regard to any conflict of law principles. Any disputes arising under these terms shall be resolved exclusively in the appropriate courts of that jurisdiction.
14. Dispute Resolution
Any disputes arising from or relating to these Terms of Service or your use of Insurix will be resolved through binding arbitration, rather than in court. You and Insurix agree that any dispute will be handled on an individual basis and not through any class action, representative action, or similar proceeding.
15. Termination
Insurix reserves the right to suspend or terminate your account and access to our services at our discretion, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason.
16. Miscellaneous
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The failure of Insurix to enforce any right or provision of these terms shall not be deemed a waiver of such right or provision.
17. Contact Information
If you have any questions about these Terms of Service, please contact us through our customer support channels available on our website.
By using our services, you acknowledge that you have read, understood, and agree to these Terms of Service.